B Business, Beyond the Bright Idea

Calculator

Startup cost calculator

List the money you spend once to get started and the money you spend every month to keep going. This adds them up and tells you how many months your cash covers.

Your numbers

The boxes start with example figures so the page is never blank. Replace them with yours — the answers change as you type.

One-time costs

Company registration, GST, FSSAI, trade licence, professional fees — whatever applies to you.

Laptops, phones, machines, kitchen gear, tables, chairs — anything you buy once.

Rent deposit, painting, wiring, signboard, interiors. Leave at zero if you work from home.

The first lot of goods or material you buy before selling anything. Zero for a service business.

Domain, website, logo, photos, printing and the first push to get noticed.

Costs every month

Shop, office or co-working rent each month, including maintenance.

Everyone you pay each month, including yourself if you draw a salary.

Ads, creators, offers, listing fees — whatever you spend each month to bring customers in.

Internet, electricity, software, accountant, travel, packing material.

Money in hand

Savings, family money, a loan already approved — the money actually available to you today.

What this comes to

  • One-time cost to launch

    ₹3,55,000

    Registration ₹15,000 plus equipment ₹1,20,000 plus deposit and fit-out ₹1,00,000 plus opening stock ₹80,000 plus website and launch ₹40,000.

  • Cost every month after that

    ₹1,15,000

    Rent ₹25,000 plus salaries ₹60,000 plus marketing ₹20,000 plus other running costs ₹10,000.

  • Cash you need before month one ends

    ₹4,70,000

    One-time cost plus one month of running cost. ₹3,55,000 plus ₹1,15,000 is ₹4,70,000.

  • Runway after launch

    3.9 months

    Cash left after launch divided by monthly cost. ₹8,00,000 minus ₹3,55,000 is ₹4,45,000, divided by ₹1,15,000 a month is 3.9 months.

    This assumes no money comes in. Any revenue you earn stretches it further.

These answers come only from the figures above. This page holds no benchmark, no market average and no opinion on whether a number is good — it does the arithmetic and shows its working.

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